5505 Alabama Avenue, Chattanooga, TN 37409

$524,900

Built in 2021, this one-owner home offers the comfort and efficiency of newer construction in the highly desirable St. Elmo community at the foot of Lookout Mountain. The open-concept floor plan features hardwood flooring throughout the main living areas, neutral finishes, and a functional layout designed for both everyday living… Read More and entertaining. The kitchen includes granite countertops, a center island, and ample cabinetry that flows seamlessly into the dining and living spaces. The primary bedroom is conveniently located on the main level and features an en-suite bath with double vanity and walk-in shower. Additional bedrooms and a full bath upstairs provide flexible space for guests, a home office, or hobbies, while a dedicated laundry and mudroom area adds everyday convenience. Outdoor living is designed for low-maintenance enjoyment while still offering practical space for gardening and everyday use, including raised garden beds, a producing fig tree, and a spacious concrete patio area ideal for seating, grilling, and entertaining. A storage building and off-street parking add additional functionality. Situated in the heart of St. Elmo at the foot of Lookout Mountain, the home is just minutes from the historic Incline Railway, neighborhood restaurants, parks, and outdoor recreation. Local favorites, including The Hot Chocolatier just around the corner, contribute to the walkable lifestyle that makes this community so desirable. Assumable VA loan with attractive 3.125% interest rate may be available for qualified buyers, subject to lender approval and VA guidelines. Enjoy the character and walkability of St. Elmo with the comfort and functionality of a newer, one-owner home. This home combines the advantages of newer construction with the charm and accessibility of one of Chattanooga's most established neighborhoods. Built in 2021, the property offers modern systems, efficient design, and low-maintenance living while remaining connected to the character and walkability that define St. Elmo. The outdoor space has been intentionally designed to maximize usability without the upkeep of a large yard. Raised garden beds provide space for seasonal planting, herbs, or vegetables, while the producing fig tree adds both character and function. The concrete patio area offers flexibility for outdoor seating, grilling, or entertaining, and the downspout is already configured to accommodate a rain barrel for those interested in gardening or water conservation. The location at the foot of Lookout Mountain is one of the home's most significant advantages. Residents enjoy convenient access to outdoor recreation, including hiking and biking trails, scenic overlooks, and nearby parks. The historic Incline Railway is just minutes away and connects St. Elmo to the top of Lookout Mountain. Walkability is a defining feature of the neighborhood. The Hot Chocolatier and other local dining and gathering spots are located just around the corner, making it easy to enjoy the community without relying on a car for short trips. The property is also situated along a CARTA public transit route, providing convenient transportation access to downtown Chattanooga and surrounding areas. Additional highlights include off-street parking, a storage building for tools or seasonal items, and a functional layout that supports everyday living. The combination of newer construction, thoughtful outdoor features, and a highly desirable location makes this property a compelling opportunity in the St. Elmo market. Read Less

Courtesy of Wade Kelley, LPT Realty LLC.

Listing Snapshot

Days Online

Last Updated

Apr 19, 2026

Property Type

Single Family Residence

Beds

Full Baths

Partial Baths

Square Ft.

1,904

Lot Size

0.25 Acres

Year Built

2021

MLS Number

1531933

30 Days Snapshot Of 37409

$502k

+13%

(avg) sold price

-44%

homes sold

141

+9%

(avg) days on market

Snapshot

Area Map

Additional Details

Building

Building area total: 1,904, Living area: 1,904, Built in 2021

Cooling

"Central Air", "Electric"

Exterior Features

"Rain Gutters", "Storage"

Floors

"Carpet", "Tile"

Heating

"Central", "Electric"

Interior Features

"Ceiling Fan(s)", "Crown Molding", "Eat-in Kitchen", "Granite Counters", "Kitchen Island", "Open Floorplan", "Pantry", "Primary Downstairs", "Separate Shower", "Split Bedrooms", "Tub/shower Combo", "Walk-In Closet(s)"

Lot

"Near Public Transit", "Zero Lot Line", 0.25 acres, Lot size area: 0, 10,890 square feet

Parking

"Driveway", "Off Street", "On Street"

Pool

"None"

Sewer

"Public Sewer"

Taxes

Tax annual amount: $3,261

Utilities

"Cable Available", "Electricity Connected", "Phone Available", "Sewer Connected", "Water Connected"

Windows

"Blinds", "Drapes", "Shades", "Vinyl Frames"

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